Author Topic: Alloy wheel insurance and dent and scratch insurance  (Read 504 times)

Offline Bluetaurus

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Alloy wheel insurance and dent and scratch insurance
« on: September 28, 2019, 10:01:04 »
Hi all
Tidyalloys do a real good deal on alloy and scratch and dent insurance for a 3 year deal.
My question is why do I have to notify my main car Insurance every time I make a claim on this seperate cover.
Can they find out etc, I dont see how it\'s got anything to do with them as it\'s only cosmetic repairs.
Naturally this would put my premiums up annually. Is it better to just get the repairs if any done as and when so there is no record of it anywhere?

Your thoughts are most welcome
John

Offline KONA

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Alloy wheel insurance and dent and scratch insurance
« Reply #1 on: September 28, 2019, 10:34:55 »
Quote
My question is why do I have to notify my main car Insurance every time I make a claim on this seperate cover.

You haven\'t said why you think you have to do this, is it something the wheel insurance has told you you have to do?

Offline Bluetaurus

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Alloy wheel insurance and dent and scratch insurance
« Reply #2 on: September 28, 2019, 12:58:40 »
Hi Kona
The dent and scratch side of it, Tidyalloys said officially you have to inform your main car insurance. He didnt mention the alloy side of things. He did also mention that they dont personally give out details to insurers but it must be logged on a central database?
When you look online it says the same thing. I cant see the point of having it if it will put your premiums up on renewal. Especially if your allowed lots of claims over 3 years.
Wondered if anyone has used this type of cover and did it affect their premiums.
John

Offline paully

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Alloy wheel insurance and dent and scratch insurance
« Reply #3 on: September 28, 2019, 14:12:08 »
\"Tidyalloys said officially you have to inform your main car insurance. \"

Quite honestly anything with this kind of caveat is best avoided imo

Offline Bluetaurus

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Alloy wheel insurance and dent and scratch insurance
« Reply #4 on: September 28, 2019, 14:29:44 »
Hi Paully
Thanks for the reply, just get it done if I need it then seems best.
Cheers
John

Offline KONA

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Alloy wheel insurance and dent and scratch insurance
« Reply #5 on: September 28, 2019, 15:06:20 »
There are plenty of mobile alloy repair companies out there i would just get it done when required, you may never have to use them.

Offline Bluetaurus

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Alloy wheel insurance and dent and scratch insurance
« Reply #6 on: September 28, 2019, 15:58:10 »
Hi kona
True, but it was only £120 for 3 years, I\'m guessing it\'s nearly that for one visit. That\'s for 10 times too.
But I\'m not lining the pickets of my main insurance company that\'s for sure.
Thanks for all the advice.
John